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Assured Plan

The Assured Plan offers guaranteed acceptance and increasing coverage from day one. The key features of an Assured Plan are:

  • Guaranteed Acceptance - no applicant is refused for health reasons.
  • 7 and 10 year payment options are available to age 80.
  • 3 and 5 year payment options are available to age 85.
  • Single premium payment option available to age 99.


  • You do not pay income tax or 1099's.
  • You can purchase coverage from $500 to $20,000 automatically, with higher amounts available on approval.
  • Our affiliated funeral homes guarantee to "lock-in" the cost of your funeral at today's prices.
  • An Early Payoff Option is available.
  • You can put an upfront down payment on the plan to lower your future monthly premium payments.
  • You have a full thirty days after you receive your policy to look it over, discuss it with loved ones and return it for a full refund if you are not completely satisfied.
  • Please note that this policy is only available to Louisiana and Mississippi residents. Please click here if you live outside Louisiana and Mississippi and would like to be directed to the web site of our parent company, Mayflower National, for information on products in your state.

*except if insured is or has been advised to be confined in a hospital or similar facility or is receiving hospice care

Assured Death Benefits

The death benefits paid out under an Assured Plan are as follows:

  • If death occurs other than by accident within 6 months of issue, the benefit paid is 1.005 times the premium paid. In the case of accidental death the full face value of the policy is paid from day 1.
  • Under the 3 year payment plan, for death (other than by accident) 50% of the benefit is paid from 7 months to end of year 1; 100% thereafter.
  • Under the 5, 7 and 10 year payment plan, for death (other than by accident) 30% of the benefit is paid from 7 months to end of year 1; 70% in year 2; 100% thereafter.