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The Advantage Plan

The Advantage Plan is an ideal choice for those in good health who want the benefits of full coverage from day one. The key features of an Advantage Plan are:

  • This insurance policy costs less than a funeral - much less for younger policy holders.
  • Acceptance is based on the applicant successfully answering three health questions on the Advantage policy application form.
  • The full face value of the the policy is paid from day 1 if death occurs.


  • You do not pay income tax or 1099's.
  • You can purchase coverage from $500 to $20,000 automatically, with higher amounts available on approval.
  • 7 and 10 year payment options are available to age 80.
  • 3 and 5 year payment options are available to age 85.
  • Single premium payment option available to age 99.
  • Our affiliated funeral homes guarantee to "lock-in" the cost of your funeral in at today's prices.
  • An Early Payoff Option is available on multipay plans.
  • You can put an upfront down payment on multipay plans to lower your future monthly premium payments.
  • You have a full thirty days after you receive your policy to look it over, discuss it with loved ones and return it for a full refund if you are not completely satisfied.
  • Please note that this policy is only available to Louisiana and Mississippi residents.